Rita Corwin, 90, conscientiously paid her premiums for long-term care insurance for 21 years to make sure that if she needed help as she grew older and more fragile, she'd get it. Read more here.
Source: Lazarus, David. “Getting the runaround on long-term care insurance.” Los Angeles Times. 13 December 2012. http://www.latimes.com/business/la-fi-lazarus-20121214,0,1556561.column.